Read this guide to learn all about the most important rules of baccarat card game. Excel at your game and become a professional baccarat player with the baccarat game rules.


Baccarat Card Game Rules

Understanding baccarat card game rules is crucial for a successful baccarat gameplay. In this review, you’re going to find all that you need to excel at your baccarat game. keep reading on and discover the essential baccarat card game rules.


Baccarat Card Game Rules

Basic Baccarat Card Game Rules

The rules of baccarat card game might be complex, but with the right resources, you can really improve your baccarat skills. It also has some of the highest rates of return, and this is part of what makes it necessary to locate baccarat tables in rooms separate from the main gambling floor. The stakes-placed in baccarat games are usually very high, granted to the fact that minimum bets are much higher than in other card games, and this results in security concerns, which in turn results in the necessity to locate the rooms away from the main gambling room.

An understanding of how the game is played and baccarat card game rules will make it even more enjoyable. So what exactly are the baccarat rules? And how to play baccarat online? Where can you play baccarat online?


The game of baccarat is a card game, just like blackjack and poker. However, unlike these games, baccarat is more heavily based on luck. The game involves a player, a banker and other players. The banker is meant to represent the house but not in the exact sense of the phrase. In a real casino, a baccarat table could hold about 12 players. The players simply bet on whether the player or the banker will win. Another option is to bet on a tie.

The game is paid out in a ratio of 1:1. If you place a wager of $100, your winnings will be $200. However, if you bet on the banker to win and you end up winning through this bet, the house charges you a commission. A winning through a bet on the player does not involve any cut; you walk away with your money clean and doubled. A winning through a bet on a tie results in a payout of 8:1 or 9:1 depending on the casino.

Introduction to Baccarat Game Rules

Baccarat is a classic card game played with two hands, the player and the banker. Each card has a certain value, from 0 to 9, and the value of a given hand is based on adding together the value of all cards in the hand. The number of points is then compared between the player and banker, with whoever gaining the highest value being named the winner. There is, of course, a bit more complexity to the rules of Baccarat than this simple introduction, but altogether Baccarat is a fairly straightforward game.

Baccarat Card Values

Here is a listing of all the values assigned to each card in Baccarat. All cards have a point value between 0 and 9 and the maximum value any card can carry is 9. This is important to learn because it is a central part of the game and most important among the baccarat game rules. Once you have this down, you can focus on more complicated aspects of Baccarat, such as how different combinations of numbers affect the way the game is played and learning strategies for how to beat baccarat.


Aces are worth 1 point.

Number Cards

Number cards 2 through 9 are worth their face value, meaning 2 equals 2 points, 3 equals 3 points and so on. 10’s are an exception to this rule, and are worth 0 points.

Face Cards

In spite of being royalty, the face cards like Kings, Queens and Jacks have no point value in Baccarat.


Jokers are not used in Baccarat.

How to calculate scores

The first step in learning how to play baccarat is to know how scores are calculated. The face cards are valued at 0. Also, the card numbered 10 is valued at 0. The ace card is valued at 1. And at any time when the cards of either the player or the banker sum up to anything more than 9, the number to the left is dropped to leave the single figure on the right. For example, if a player gets a combination of 6 and 7, the mathematical sum is 13, but in baccarat, the ‘1’ is dropped so that the sum reads as 3. The game of baccarat simply involves the numbers between 1 and 9. In this way, it is not possible to get a bust as one would in blackjack.

Calculating a Hand in Baccarat

The highest value a hand can have is 9 points and the lowest value of a hand is 0. The game begins with each player receiving a hand of two cards, meaning that a two card hand of 9 points is the most sought after. This hand is also called a “natural 9”, because it is a winning hand without any additional cards being dealt after the initial deal. After a natural 9, the next best hand you can get is a natural 8, which is almost the same, it is a two-card hand equalling 8 points. When calculating a hand in baccarat, more is not always more because any points past the 9 points you are seeking will push you into lower numbers again. For example, if you get an 8 and a 7, the hand will be equal to 5 points, because you cannot have a hand worth more than 9, and anything above that will bring you back to 0.

In some respects, it is a bit like blackjack because you are trying to get cards which add up to a specific number (21 in blackjack, 9 in baccarat), but overshooting it will be your downfall. With that in mind, face cards don’t really help or hurt you, except that they take up chances for getting a better hand if your other cards are low in point value.


Baccarat Card Game Rules In Online Casinos

Baccarat card game rules apply to both online and offline casinos. However, in a land-based casino, playing the game is much simpler as you can always watch what other players are doing and imitate their decisions. This will, however, limit your decision making capability.

In online casinos, the first step is usually to place your wager. Decide whether you want to bet on the player or the banker winning, or the game ending in a draw.

Then the dealer will deal two cards and, as a player, all you have to do is wait for the game to end so you can read the score and determine whether you won or lost money.  Sometimes, the dealer may deal three cards in online casinos but as a player, you don’t need to worry about this. Also, sometimes, the cards can be dealt so fast that you feel like there were three cards dealt.

If the game ends in a tie and there was no bet placed on the tie, this will normally result in a push. A push is a situation in which the casino gives the wager back to the player.

Who Wins?

So now you know how scores are calculated, but how is the winner determined at the end of the game? This is very simply done and is very similar to blackjack. The winner is the hand which has cards totalling to 9 or the highest number close to 9. Of course, the final sum can never go above 9 since the first digit in a 2-digit number is always cut off.

If you liked our review about baccarat card game rules, you can improve your knowledge even more.